PAY BY BUSINESS CARD
Settle your payroll costs using your business credit card, giving you greater control over cash flow while earning valuable card rewards.
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WHAT WE DO
MORE FLEXIBILITY OVER HOW YOU PAY
Use your business credit card to your payroll costs. Extend your payment window by up to 54 days, protect working capital and earn rewards on money your business is already spending.
Services
What can I pay by business card?
Pay Payroll by Credit Card
Use your business credit card to fund payroll and worker payments, helping you keep people paid on time while retaining cash in your business for longer.
Protect Working Capital
Protect working capital, freeing up funds to invest in growth while earning rewards on everyday business expenditure.
Practical examples
Consider a logistics firm managing driver payments while waiting for clients to settle 45-day invoices. Using BoostPay Flex extends the payment window by up to 54 days, without factoring costs or finance arrangements.
And for IT consultancies, dealing with the complexities of administering a large contractor payroll and juggling the cashflow challenge of project milestone payments. Processing these through a single card payment consolidates the impact and shifts settlement, giving you the flexibility to plan and invest.
The VAT timing advantage
With a 54-day payment extension, the arithmetic changes of VAT liabilities can also change. Depending on your VAT return timing, you might actually receive your refund before the card payment falls due. The natural bridging of this gap requires no additional arrangement. It's simply a consequence of the flexible payment window.
GET IN TOUCH
Outsource My Payroll
Managing the payroll for your team is a complex task and takes you away from running your business. Remove the headache of payroll and save time and money by outsourcing the whole process to BoostPay.
Rewards that pay back
Credit card rewards accumulate on every payment, including the VAT portion. For a business processing £40,000 monthly payroll through the solution, that's rewards earned on spending that would happen regardless.
Use rewards for business expenses or personal spending. Unlike other benefits, credit card reward points carry no Benefit in Kind tax liability (see HMRC). That means points are earned on business spending and used personally with no personal tax to pay.
Who benefits most?
Businesses facing timing mismatches between payment payroll obligations and income receipts see the clearest advantage. Agencies bridging invoice payment gaps, construction firms managing payroll payments with long payment milestones simultaneously, and growing businesses where cashflow hasn't caught up with activity levels all fit this profile.
The solution also suits businesses already using credit cards but limiting payments to travel and expenses. Extending card usage to major payment categories like payroll maximises both the cashflow benefit and the rewards earning potential.
Getting started
The process requires no credit check or minimum spend commitment. Businesses need a business credit card with sufficient limit and at least four days' notice (Amex) and two days notice (Visa and Mastercards cards) before payment deadlines. Use it once for a cashflow crunch or every week as standard practice – the flexibility is yours.
For those already using Payroll with Points, nothing changes on your side – you'll simply notice the new name. And if you want to extend the service to other payments, speak to your account manager.
For new clients, start with a single payroll test and expand out to your whole workforce.
Delay the payroll cost. Bank the points. Stay flexible.
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